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AI and "The Great Reset "in Trucking Insurance

  We’ve all seen plenty of ups and downs in this industry. Rates go up, markets tighten, carriers pull out, and things eventually calm down again. But what started in March 2024 was different. We’ve been calling it The Great Reset . This wasn’t just another market cycle. It was a shift in how underwriting is done, how risk is priced, and how decisions are made. It didn’t happen slowly. It happened all at once. And if you work in trucking insurance, you felt it.  How AI Is Reshaping Trucking Underwriting Artificial intelligence is now built into most underwriting systems used by major trucking insurers. It is being used to speed up processes, analyze risk faster, and make pricing more consistent. Here is how it works.  March 2024: The Turning Point (yeah, we noticed) AI went from small pilot programs to full rollout across property and casualty lines. Trucking became one of the most affected segments. State regulators started enforcing...

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